NexStaff LLC · West Palm Beach, FL
Employee Benefits Brokerage in South Florida
Health, ancillary and retirement coverage placed across the carriers that fit your census — with someone accountable for the renewal, the enrollment and the service calls.
The Challenge
Benefits is usually an employer's second-largest expense after payroll, and it is the line item most often renewed without a real comparison. Carriers count on inertia: the renewal arrives 30 days before the effective date, the increase looks unavoidable, and the broker who placed the plan years ago has little incentive to shop it.
Our Solution
As an independent brokerage, we are appointed with regional and national carriers and paid by the carrier, not by you. We model at least three structures on the same census — your current plan, a richer option and a leaner HSA-compatible option — show you the total cost of each, and handle enrollment and carrier service so your employees are not calling you with claim problems.
What You Get with NexStaff
NexStaff by the Numbers
3
Plans Modeled Per Renewal
90
Days Before Renewal We Start
1
Named Service Contact
24hr
Employee Issue Response
Coverage we place
One broker for the whole benefits stack, so your plan designs, renewal dates and employee communications stay coordinated instead of scattered across vendors.
Group Medical
Fully-insured, level-funded and HSA-compatible plans modeled on your census and claim history.
Dental
PPO and DHMO options, orthodontia for dependents, and networks that match your employee ZIP codes.
Vision
Exam, lens and frame allowances with a nationwide network for employees who travel or work remotely.
Group Life & AD&D
Employer-paid base plus voluntary buy-up, with guaranteed issue at common enrollment levels.
Disability
Short-term and long-term disability coordinated with Florida leave requirements and your sick policy.
Accident & Critical Illness
Low-cost voluntary benefits that pay cash to employees and soften high-deductible exposure.
401(k) & Retirement
Plan design, recordkeeper comparisons, safe harbor options and fiduciary support.
Paid Family & Ancillary
Paid family leave, hospital indemnity, telemedicine and EAP programs for retention-sensitive teams.
Market access, not a single shelf
A brokerage is only as useful as the markets it can reach. We are appointed with regional and national carriers across medical, ancillary and retirement, and we route your account to the ones whose underwriting appetite actually matches your industry and census.
- At least three structures modeled on the same census, every renewal
- Compensation disclosed in writing before you sign anything
- Renewal review starts 90 days out, not the week it is due
- One service contact for carrier issues, claims and enrollment
Carrier appointments include
Carrier availability varies by plan year, state and group size. Ask us for the current appointment list during your assessment.
Compliance that comes with the plan
A benefits plan is a regulated arrangement, not just a premium. These are the obligations we administer alongside the coverage so they do not surface as penalties later.
ACA reporting
1094-C and 1095-C preparation and filing for employers at 50+ full-time equivalents.
COBRA administration
Election notices, premium collection and vendor coordination after a qualifying event.
ERISA & plan documents
Summary plan descriptions, 5500 filings and fiduciary paperwork kept current.
Open enrollment
Employee meetings, printed and digital materials, and enrollment support in English or Spanish.
Ready to Get Started?
NexStaff serves businesses across South Florida — Palm Beach, Broward, and Miami-Dade counties.
Request Staff Today